455 Deerfield Links Dr Myrtle Beach, SC 29575
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About this home
Worry free living at it best! Welcome to Deerfield Links, a beautiful community of semi-detached homes where you can golf cart to the beach if you so desire. Enter into a spacious living room with vaulted ceiling and lots of natural light. The living room flows seamlessly into the dining room area allowing for great entertaining. In the kitchen you will find stainless appliances, Solid surface counter tops, Maple cabinetry, some of which come with rollout trays, and a breakfast bar. Two Solatubes are installed in the kitchen and dining room area allowing natural light, without any additional heat in the kitchen. The Master bedroom features vaulted ceiling, a large walk in closet, an ensuite Master bath with dual vanities and a walk in shower. Bathrooms have professionally installed bars to hold onto in the shower and bathroom for those who need them. All doorways in the home are wide enough to accommodate a walker or wheelchair. Custom vertical blinds adorn all the windows in the house. Need a home office? No worries, no need to make a bedroom an office, this home offers a Den off the living room. Use it as an office or make it a casual TV room, the choice is yours. Love spending time outdoors? The rear of the house has a screened porch with EZ Breeze type windows you can open and close. Or choose to sit on the rear porch or greet neighbors from the front porch. The garage boasts lots of shelving and cabinets for storage. The garage also offers attic storage space with a pulley system installed. This home also comes with hurricane shutter protection. Relax and enjoy life, mowing, landscaping, power washing are all covered by your HOA, along with a beautiful in ground pool for those hot Summer days. Located tucked away between 17 Business and Bypass 17 in Surfside Beach, you are centrally located to shopping, schools, medical care, entertainment and more. Don't delay schedule your showing today. This gem will not last long! .
Source: MYRTLEBEACH #2521950
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.