4551 Wentz Rd Manchester, MD 21102
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About this home
Your Private Entertainment Oasis — 3.3 Acres of Peace and Panoramic Beauty Wake up to breathtaking sunrises and unwind with gorgeous sunsets at this fully renovated retreat, perfectly tucked away on a quiet, secluded 3.3-acre lot. Recent updates include a brand-new roof (2022) and a freshly paved asphalt driveway leading to an oversized four-car garage—complete with smart garage doors you can operate right from your phone. Inside, the home impresses with vaulted ceilings, open-concept living, and a design made for entertaining. The spacious kitchen offers generous prep space, a large walk-in pantry, and room for hosting family gatherings or holiday feasts. You’ll also find a welcoming family room, formal dining area, and cozy sitting room perfect for everyday comfort or entertaining guests. Upstairs, the primary suite delivers true luxury—featuring a massive double walk-in closet with washer/dryer hookup, a spa-style ensuite bath with soaking tub and walk-in shower, and a private balcony overlooking the property’s scenic landscape. Two additional bedrooms and a full bath complete the upper level. The lower level includes a fully equipped in-law suite with its own kitchen and bathroom, offering the ideal setup for guests, family, or even potential rental flexibility. Step out onto the expansive back deck and take in the peaceful panoramic views—perfect for morning coffee, evening relaxation, or weekend gatherings. This rare property blends privacy, comfort, and entertainment all in one. Experience it for yourself—schedule your private tour today.
Source: BRIGHT #MDCR2025724
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.