4559 Tinder Box Cir Monrovia, MD 21770
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About this home
BACK ON THE MARKET AT A REDUCED PRICE!!! AVAILABLE FOR SALE OR RENT!!! Come and view this beautiful townhouse located at 4559 Tinder Box Circle of Landsdale subdivision, an idyllic community situated in the rolling hills, green pastures, and lush valleys of Frederick County, Maryland. A stones throw from the historic city of Frederick with all its accoutrements of city living but enveloped in an easy going laid back country environment. Here you will enjoy the life you've always dreamed of and deserve. Landsdale offers lots of amenities, including a community pool, a clubhouse, walking trails, playgrounds and much much more. This home delivers the space and comfort for a growing family as well as empty nesters. Endowed with four sizeable bedrooms and three and a half baths that accommodate any living arrangements. As you step into the entrance, you are greeted with Luxury Vinyl Plank flooring that is not only attractive but also easy to care for. The kitchen is equipped with granite countertops and stainless steel appliances. From the dining area, you can gain access to the rear yard that leads to a spacious 2 car detached garage. Upstairs in the sleeping quarters, you will find an inviting master suite complete with a full master bathroom. Two additional bedrooms and a full bath complete this level. Retreat to the basement level to bedroom four as well as the third full bathroom. This level also features a second family room perfect for movie nights or an additional play area for entertaining. This exceptional townhouse is the perfect blend of style, space, and functionality in a much sought-after location. The new state-of-the-art Green Valley Elementary school is within the Landsdale community and scheduled to open for the Fall semester of 2025. If you are searching for a wonderful place to live, You are encouraged to take the time to come view this home and community as soon as possible, because homes sell quickly in this highly desirable neighborhood. Call and schedule your appointment now!
Source: BRIGHT #MDFR2070884
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.