4560 7th St NW Canton, OH 44708
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About this home
Welcome to 4560 7th st NW. This delightful bungalow nestled in Perry Township is ready for new ownership. This property exudes warmth and character, featuring a welcoming exterior, full brick home. Inside, you'll find a cozy living room with lvt flooring, abundant natural light and neutral paint throughout. The well-appointed kitchen boasts ample pantry space, new countertops and stainless steel appliances that enhances the home's inviting atmosphere. There are two bedrooms on the main level, while the third is upstairs and would make the perfect primary bedroom, guest room or playroom. The bathroom has been tastefully updated to include tub/tile shower combo, one piece toilet, new flooring and sink. The finished basement with new carpeting and electric fireplace is the perfect place to relax or entertain. There is a half bathroom with new sink and flooring as well as laundry area and storage. Relax on the private deck and brick patio overlooking the spacious, fenced in backyard. Detached one car garage and plenty of parking with the large driveway. This property not only showcases custom details but also provides easy access to highways, parks, shopping, and dining. Experience the perfect blend of charm and convenience in this exceptional bungalow, where every corner tells a story of comfort and style.
Source: MLSNOW #5158591
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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