4562 Tribute Trl Kissimmee, FL 34746
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About this home
NEW PRICE! Owners have $350,000 of potentially ASSUMABLE MORTGAGE at 3.25 percent interest - Call Now for MAGICAL STORYBOOK LIVING NEAR DISNEY! Welcome to Storey Lake — where your dream lifestyle begins! One story home under $250 a Sq Ft is unheard of in the residential section of Storey Lake - Home is Move-In Ready! Nestled in a residential gated, resort-style community, this stunning single-story, 4-bedroom home offers everything you’ve been searching for — and more. Perfectly positioned on a premium lot, you’ll enjoy serene pond views from your backyard and the convenience of a rare 3-car garage and an extended driveway with space for up to 6 vehicles — a true gem for entertaining guests. From the moment you arrive, a charming covered front porch invites you inside, setting the tone for the spacious elegance that awaits. The home boasts an expansive open-concept layout connecting the oversized living room, a gourmet chef’s kitchen, and a welcoming dining area — ideal for lively gatherings and peaceful nights in. You'll appreciate high-end finishes throughout, including luxury tile floors, plantation shutters, and elegant crown molding. The kitchen is a showstopper with tall cabinetry with crown details, stainless steel appliances, a gorgeous tile backsplash, and a generous walk-in pantry. Designed for ultimate comfort, the split bedroom layout ensures privacy, with the primary suite tucked away for a true retreat. Fall in love with the enormous custom closet and spa-inspired bathroom featuring a separate walk-in shower, soaking tub, and dual vanities with modern under-mount sinks and oversized mirrors. The guest bathrooms also shine with updated light fixtures and stylish details. Additional upgrades include: Kinetico water softener system. New electrical panel. Security camera system (conveys). Rain gutters with French drains. Luxury summer kitchen featuring a high-end Paradise Grill — perfect for outdoor entertaining! Head outside through sliding glass doors to your screened-in patio, the perfect spot to sip your morning coffee while soaking in the water views. The backyard also offers grassy fenced areas ideal for pets or play. Located just minutes from Disney attractions, Orlando International Airport, The LOOP shopping center, and countless restaurants and entertainment options, this is not just a home — it’s a lifestyle! Your magical Florida story starts here. Don’t miss our video tour. Additional incentive: Seller will offer 3% INTEREST RATE BUY DOWN at sales price.
Source: STELLAR #O6290987
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.