457 Shasta Ct Hoschton, GA 30548
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About this home
Charming offers an ideal location just 2 miles from Interstate 85. Families with children will appreciate the proximity to West Jackson Elementary an Middle, Jackson High School, ensuring a convenient commute for students, Moreover, Twin Lakes enjoys close proximity to four parks, providing opportunities for outdoor recreation and leisure activities. For added convenience a new Publix supermarket and Kroger recently built walking distance, further enhancing the ease of daily shopping needs. Twin Lakes offers a desirable location that combines the beauty of nature with the convenience of nearby amenities and attractions. Twin Lakes presents a wealth of amazing amenities for its residents to enjoy. The state-of-the-art clubhouse serves as a central hub, offering WiFi connectivity, hosting various family activities, and providing a cozy fireplace and flatscreen TV’s for relaxation and entertainment. A crystal-clear pool invites refreshing swims, while the fitness center caters to the wellness needs for residents, For families, a playground is available for children to enjoy, along with a designated dog park for furry companions. Walking trails meander throughout the neighborhood, allowing resident to take in the in the natural beauty of the surroundings. The Lakeside Pavilion provides a serene retreat, complete with Adirondack chairs and swings, perfect for unwinding while watching the sunset. Home- seekers will be enamored by this brand-new luxury community, featuring gorgeous tree-lined streets and pathways for both walking and golf carts. Additionally, residents can find tranquility in the lush gardens in the spring and summer filled with blooming flowers, offering serene sitting areas to relax and enjoy the beauty of nature. Twin Lakes truly caters to a variety of interests and provides a haven for residents seeking both relaxation and recreation.
Source: FMLS #7636479
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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