458 Cherokee Cove Dr Jacksonville, TX 75766
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About this home
Private, gated community with TWO HOMES on 27.5 ACRES this ones got it all with plenty of room to spread out. Possibilities are endless here. Beautiful natural land with a secluded feel. Nice private tree lined drive up to where the homes sit, circle drive to accommodate guests. Lots of porch sitting can be done here with your coffee just enjoying all the nature that surrounds you! Main house has 3 bedrooms with ample storage and bonus flex rooms to make this space truly yours. 2nd home also provides ample storage as well, bright and sunny kitchen open living area and plenty of flex space for whatever you enjoy spending your time doing. Both roofs were replaced in 2024. Aerobic Septic system installed main house 2025. HVAC in 2nd home replaced 2024. Comes with 44 horse 2024 TYM 494 Tractor Static Drive, with AC. Brush Hog, wood chipper, front forks & an additional brush hog. Water spicket up on hill if your ready to start a garden or for livestock. Seller might be willing to parcel property out - please inquire
Source: NTREIS #20903602
Loan details
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.