$635,000

458 Tea Berry Ln Jasper, GA 30143

$4,324/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

|| UNIQUE TENNESSEE LOG HOME DESIGN || || FULL LOG HOME || || CUL-DE-SAC LOT || || WOULD BE A GREAT SHORT TERM RENTAL - FULLY FURNISHED || || HOME SURROUNDED BY WOODS - TOTAL PRIVACY || || PROFESSIONALLY DECORATED INTERIOR || || HARDWOOD FLOORS || || BEAMED CEILINGS || || GATED COMMUNITY WITH 27-HOLE GOLF COURSE || || SEPTIC PUMPED & CLEANED (2025) || || FIREPLACE FLU SWEPT (2025) || || REBUILT RETAINING WALL (2025) || || ** What You'll See ** From the moment you arrive, the home's FULL LOG DESIGN and END-OF-CUL-DE-SAC SETTING create a striking sense of retreat. Step inside and notice the VAULTED AND BEAMED CEILINGS paired with HARDWOOD FLOORS, giving the interior both elegance and warmth. The STACKED STONE FIREPLACE in the family room commands attention as the centerpiece of the home. Out back, the DECK OVERLOOKING WOODS offers uninterrupted views with no other homes in sight. ** What You'll Hear ** Enjoy the peaceful sound of silence, broken only by the gentle rustle of leaves and birdsong from the SURROUNDING WOODS. Inside, the CRACKLE OF THE FIREPLACE becomes the soundtrack to your evenings. At the GATED COMMUNITY CLUBHOUSE, you'll hear the lively hum of friends and neighbors gathering together. ** What You'll Feel ** Crossing the threshold, a WARM AND FUZZY SENSE OF WELCOME greets you instantly. The strength of the TENNESSEE LOG HOME DESIGN brings security and comfort, while the NATURAL LIGHT flooding through DOUBLE-PANE WINDOWS creates an uplifting, airy atmosphere. Out on the PRIVATE BACK DECK, you'll feel the breeze drift through the trees, offering unmatched serenity. ** What You'll Experience ** Life here blends relaxation with connection. Within the GATED COMMUNITY, you'll enjoy exclusive access to the 27-HOLE GOLF COURSE and newly renovated $5 MILLION CLUBHOUSE BY THE LAKE. Whether it's cozy evenings by the STACKED STONE FIREPLACE, mornings with coffee on the WOODLAND DECK, or weekends on the fairways, this home offers an experience that feels both elevated and deeply comforting. HOA dues paid monthly at $400. ** THE SELLER IS WILLING TO RENT BACK THE HOME WHILE HE BUILDS IF YOU ARE BUYING FOR A SHORT TERM RENTAL!** CAN BE SOLD FURNISHED!!

3 bedroom
3.5 bathroom
2,600 sqft
0.07 acres
Single Family
Built in 2003
4 car garage
Air conditioning
Fireplace
Shared pool

Source: GAMLS #10595315


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 04, 2025 12:42 am
Listing agent: Rhonda Duffy (678) 318-3613
Listing provided courtesy of: Duffy Realty (678) 318-3613
Details provided by GAMLS and may not match the public record.
MLS ID: #10595315
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of GAMLS. All real estate listings are marked with the GAMLS Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Copyright © 2025 GAMLS. All rights reserved.
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