4590 Blue Sky Ct Lithonia, GA 30038
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About this home
Your Dream Home Awaits! This beautifully updated 5-bedroom, 4-bath brick-front residence offers the perfect mix of comfort, space, and location. Situated just 20 minutes from Downtown Atlanta and 30 minutes from Hartsfield-Jackson Airport, you'll enjoy the best of both convenience and community. Step inside to a light-filled, open floor plan where the chef's kitchen steals the show with premium appliances, ample counter space, and effortless flow into the living and dining areas. A main-level bedroom with full bath makes hosting guests or multi-generational living simple and stress-free. Upstairs, retreat to your oversized owner's suite featuring dual walk-in closets and a spa-inspired bath with soaking tub and separate shower. Four additional spacious bedrooms and baths ensure everyone has room to unwind. Outside, a privacy-fenced backyard provides the perfect space for gatherings, complete with a brand-new storage shed for tools, hobbies, or extra storage. With easy access to I-20, I-285, and I-675, shopping, dining, and schools are all just minutes away. ? Exclusive Buyer Benefits: *Buy This Home, I'll Buy Yours! Free Home Warranty covering up to $25,000 in repairs/replacements Buyer Satisfaction Guarantee - Love This Home or We'll Buy It Back!* Save 1% off your interest rate plus get a $5,000 cash credit toward closing costs with our preferred lender (buyer *may qualify). Don't settle for less - this home delivers style, convenience, and peace of mind. Call today to schedule your private showing!
Source: GAMLS #10610349
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.