46 Evans Mill Ct Dallas, GA 30157
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About this home
This 4-bedroom, 2.5-bath home offers the perfect mix of space, comfort, and functionality — with a long list of recent updates throughout. The main level features a bright, open layout with a spacious living room, cozy fireplace, and a kitchen that includes stainless steel appliances (including a new refrigerator and dishwasher), freshly painted cabinets with new hardware, updated light fixtures, and a breakfast area overlooking the backyard. Upstairs, you’ll find new carpet on the stairs and upper level, along with four generously sized bedrooms. The primary suite features a walk-in closet and private bath with dual vanities and a soaking tub, while the kids’ bathroom has been beautifully upgraded. The half bath downstairs has also been stylishly refreshed. The finished basement adds even more versatility — ideal for a home office, media room, gym, or playroom — and now includes custom barn doors for added character and function. Additional improvements include new HVAC systems, a new hot water heater, freshly painted interior walls and exterior, replaced ceiling fans, new shelving in both pantries, and an upgraded laundry room with new paint and cabinets. Step outside to a large, fenced backyard perfect for kids, pets, or weekend gatherings around the firepit. With its cul-de-sac setting, mature trees, and convenient access to schools, parks, and shopping, this home delivers the privacy, practicality, and peace of mind families are looking for in Paulding County’s Evans Mill community.
Source: FMLS #7672779
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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