4601 Bristleleaf Ln Prosper, TX 75078
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About this home
****HUGE PRICE IMPROVEMENT****A gorgeous highland home, located on a premium corner lot almost a quarter of an acre, overlooking a green belt in the highly desirable Windsong Ranch in Prosper. ***HUGE ROOM UPSTAIRS WITH TWO CLOSETS AND A FULL BATH COULD BE USED AS A 4TH BEDROOM*** This stunning home exudes pride of ownership everywhere you turn. It’s been so well taken care of including replacing original garage door, both air conditioners replaced with one of them within the last month, professionally cleaned and paint touched up to truly make this home move-in-ready. The THREE AND A HALF GARAGE and under stairs storage provide a lot of storage. Beautiful nailed-down hardwood flooring through living and kitchen. The kitchen with double ovens has cabinets galore with a separate wall of counter top and additional cabinets. Roof replaced within a year and the enormous attic floor is reinforced with additional wood to be able to use as storage. The upstairs room with a full bath and closets could be used for anything your heart desires, bedroom, man cave, game room, sewing room, media, you name it. The huge backyard is a plain canvas awaiting the new owners to please their outdoor fantasy with either a pool, additional covered space for family and friends gatherings, and oh our furry friends will have a ball running around from every side of the yard. Windsong Ranch offers so much including resort style pool, tennis courts, Crystal lagoon with white sand beaches, community events, state-of-the art fitness center, trails and more. The location is idea, with shopping center and plenty of places to dine.
Source: NTREIS #21019276
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.