$374,950

4608 Kentucky Ridge Dr Mustang, OK 73064

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About this home

From the stunning curb appeal to the thoughtfully designed interior, this breathtaking 5-bedroom, 2.5-bath, 3-car garage home offers comfort, space, and style throughout. The dedicated study includes a closet and can easily function as a 5th bedroom. A gallery-style entry with elegant arched doorways opens to an expansive living, kitchen, and dining area—perfect for entertaining. The living room features dramatic 80 ft English Oak accent beams, a beautiful gas log fireplace with a wood mantel, and large windows that flood the space with natural light and offer views of the oversized covered patio. The kitchen is a chef’s dream, complete with a large island and breakfast bar, solid surface countertops, built-in microwave, dishwasher, and a unique 6-burner gas stove. A hidden gem in this space is the custom pull-out spice racks cleverly designed as sconces next to the stove. The mudroom off the garage includes a built-in bench for coats and shoes, and nearby is a convenient half bath and an additional bedroom with walk-in closet. The laundry room offers ample storage and folding space. The large master suite is a true retreat, featuring double vanities, a dressing table, whirlpool tub, oversized walk-in shower, and a spacious walk-in closet with built-in dresser. On the opposite side of the home, you’ll find a private in-law suite with beamed ceiling and walk-in closet, as well as a third secondary bedroom and full bath. Throughout the home, you'll find quality finishes including 6" baseboards, detailed woodwork, and faux wood blinds in immaculate condition. The backyard is fully fenced and designed for outdoor living, featuring an extended covered patio ideal for cookouts and gatherings. Additional highlights include a sprinkler system for front and back yards, a storage building with a durable floor, a storm cellar in the garage, and a decked attic space for even more storage. Located in a desirable area, this home offers everything you could want—and more.

5 bedroom
2.5 bathroom
2,054 sqft
9,043.0 sqft
Single Family
Built in 2016
3 car garage
Air conditioning
Fireplace

Source: MLSOK #1196782

Neighborhood
FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Oct 22, 2025 05:53 pm
Listing agent: Pam Barton-Stober
Listing provided courtesy of: Legacy Oak Realty (405) 737-4466
Details provided by MLSOK and may not match the public record.
MLS ID: #1196782
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