461 Brunswick Dr Davenport, FL 33837
Your savings
About this home
Fabulous Providence home on conservation lot with separate ADU. Solar powered home has room for everyone without compromising privacy or independence! Welcome to this best-selling NextGen® floor plan, perfect for multi-generational living, working from home, or simply spreading out in style. This well-appointed and heavily upgraded 5-bedroom, 3.5-bathroom home sits on an oversized conservation lot with a fully fenced backyard offering serene, natural views and incredible privacy. The attached private-entry in-law suite features its own living room, kitchen, dining area, laundry, spacious bedroom with large walk-in closet, and a full bath with walk-in shower—ideal for guests, extended family, or even a private office or studio. The main home boasts an open-concept design with four sliding glass doors that lead to a screened lanai and the expansive backyard. Upstairs, you'll find generously sized bedrooms, including a stunning 19’x17’ owner’s retreat with an enormous 13’x7’ walk-in closet and a conveniently located laundry room. Outfitted with GE Profile® appliances, this fully automated smart home features Alexa-enabled lights, locks, garage doors, thermostats, and more—all of which convey with the home. Built for energy efficiency, it includes a radiant barrier, hybrid water heater, and a new solar system (installed May 2023), delivering reduced and predictable energy costs. Located in the award-winning, guard-gated community of Providence, residents enjoy access to 24-hour security, a championship golf course, heated pools, a fitness center, tennis and pickleball courts, playground, dog park, clubhouse with restaurant and bar, and more—all with low HOA fees and no CDD! This exceptional home truly has it all. Schedule your private showing today! Gorgeous, well-maintained solar home in gated community!
Source: STELLAR #O6318391
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.