4611 Grand Preserve Pl Palm Harbor, FL 34684
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About this home
GORGEOUS in GRAND CYPRESS on LAKE TARPON ~ Location, Location, Location! FALL in LOVE with this EXCEPTIONALLY BEAUTIFUL home in the GATED COMMUNITY of GRAND CYPRESS on LAKE TARPON. Nestled in this coveted LUXURY NEIGHBORHOOD of GRAND CYPRESS, this GORGEOUS WATERFRONT 5 bedrooms PLUS BONUS LOFT, 4 bathrooms, and 3 CAR GARAGE POOL HOME offers an exceptional blend of elegance, comfort, and thoughtful design. This EXTRAORDINARY 2014 home boasts 3,358 sq ft of meticulously designed living space. This residence provides a well-thought-out floor plan. Pull up to LUSCIOUS landscape, palm trees, OVERSIZED paver driveway, quaint front porch, and BEAUTIFUL curb appeal. As you enter the home you will be captivated by the home's UNIQUE BEAUTY. You will LOVE the abundance of natural light. LOVE having HIGH CEILINGS that create a sense of grandeur, enhancing the spacious open floor plan. Features of the home that will AMAZE you are the GORGEOUS water views through the OVERSIZED windows overlooking Lake Tarpon, oversized paver driveway, HUGE LOFT upstairs, spacious breakfast nook, and sliding doors that open up to the BEAUTIFUL OUTDOOR PARADISE with a HUGE SCREENED ENCLOSURE, covered lanai with travertine tile, salt water pool, and GORGEOUS LAKE TARPON VIEWS. The first floor offers a large bedroom with an en-suite bathroom. This perfect family home has everything you could want from an OVERSIZED 3 car garage, high ceilings, an interior UPSTAIRS laundry room, NEW EXTERIOR PAINT, open floor plan, hurricane shutters, and much more! This home is open and inviting ~ allowing the chef to be part of the activity. The OPEN CUSTOM kitchen is a chef's dream! It is spacious with a large island, beautiful cabinetry, granite countertops, stainless appliances, built-in oven, and LARGE PANTRY. The kitchen opens up to a bright cozy family room. The second-story features a large primary suite with 2 SPACIOUS CUSTOM DESIGNED walk-in closets, an en-suite bathroom with a large vanity with dual sinks, soaking tub and separate walk-in shower. Upstairs you will also find 3 bedrooms, 2 full baths, laundry room, and a large entertaining HUGE BONUS/LOFT area overlooking the 1st floor! The large private lanai and pool are perfect for entertaining. This home offers a 3 car garage! Beyond the luxury of this home, this community offers a perfect blend of luxury and privacy. Come enjoy Grand Cypress, one of the BEST locations offering quick access to airports, beaches, interstates, shopping, and restaurants. YOU MUST SEE this little bit of Florida Paradise in this Grand Cypress COMMUNITY!
Source: STELLAR #TB8386100
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.