4618 Fringetree Dr Murrells Inlet, SC 29576
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About this home
Just Reduced!!! MOVE-IN-READY WITH TONS OF UPGRADES!!! 3 Bedroom/2 Full Bath house ON GOLF COURSE in very desirable Wachesaw Plantation East!!! This home boasts an open floor plan and a single story. It includes a beautifully converted back porch (2018)/Carolina Room with tasteful white-washed paneling, tons of windows, new French doors (2024) and a great view of the 6th fairway. The kitchen has a newer GAS range, upgraded cabinetry with LED under cabinet lighting, stainless steel appliances, tile backsplash and granite countertops. Newer LVP flooring throughout (2019), NO CARPETING in this house!!! Walk-in closet in primary just went through a gorgeous custom-closet installation!!! BOTH bathrooms have been renovated (2022) and new frameless shower glass installed (2024), solar tubes added in the living room (2017) & kitchen for more natural light, 4 additional cold air returns installed, freshly painted, new designer light fixtures and fans have been added, and the list goes on including an additional office space which could easily be used as another guest bedroom when you need it or an office. Outside the sellers just removed the old landscaping and updated it with new mulch and boarder. New retractable garage screen with one-way privacy screening allows you to maximize your space and enjoy your garage. 5-zone irrigation system. HVAC replaced 2022. Roof replaced 2013, Water heater replaced 2016. Gated community with community pool, pickleball/tennis courts, fitness trail and exercise room close to everything including the Marsh Walk, hospital, restaurants & Wacca Wache Marina. Don't let this one get away...schedule your showing today!!! Listing information and square footage are deemed reliable, but not guaranteed. Buyer and buyer's agent are responsible for verification of measurements and HOA/POA info prior to closing.
Source: MYRTLEBEACH #2522934
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.