462 Briarbrook Way Deland, FL 32724
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About this home
Phenomenal POOL home in the highly sought-after golf community of Victoria Hills! This beautifully maintained residence offers over 2,000 square feet of living space with 3 bedrooms, 2 bathrooms, and the HUGE benefit of fully paid-off SOLAR PANELS at closing—providing incredible energy savings and making this home even more affordable on a monthly budget. Step inside to a welcoming foyer accented with tray ceilings and wood-look tile flooring. To your right, a formal dining room connects seamlessly to the kitchen through a butler’s pantry and coffee bar walkway. The kitchen is truly a chef’s dream, featuring 42” upper cabinets, stone countertops, a natural gas range, stainless steel appliances, and an open-concept design that flows into the living room and dinette. Plantation shutters throughout the living spaces add an elevated, polished touch. The spacious living room includes an oversized sliding door leading to the screened-in pool and lanai—perfect for year-round Florida living. Just off the living room, you’ll find the private primary suite complete with a walk-in closet and spa-like ensuite bath. Toward the front of the home are bedrooms two and three, a full bathroom and the laundry room with garage access.Living in Victoria Park means access to RESORT-STYLE AMENITIES—including MULTIPLE POOLS, FITNESS CENTERS, WALKING TRAILS, VICTORIA HILLS GOLF COURSE, and convenient DINING, SHOPPING, AND MEDICAL OFFICES. HOA dues also include CABLE TV, HIGH SPEED INTERNET, AND IRRIGATION. Don’t miss your chance to tour this beautifully upgraded home—CALL TODAY TO SCHEDULE YOUR PRIVATE SHOWING.
Source: STELLAR #V4944653
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.