4624 Crestmere Ln Edmond, OK 73025
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About this home
Seller is offering $7,500 towards closing costs with an acceptable offer. Looking for room to run, play, and live your best life? Situated on an almost 1 acre lot in the Deer Creek School District., The floor design lends itself to every day living or casual and formal entertaining. Tile and wood-look floors that are as easy to care for as they are pretty, fresh clean color palette throughout, and a great flow from room to room. The entryway sets the tone with soaring ceilings, gorgeous tile floors, and chandelier lighting that says, “You’ve arrived.” Granite countertops, rich custom cabinetry, double ovens, and an island ready for holiday buffets, or midnight snacks. Tons of storage throughout,a walk In pantry, plus secondary pantry that is massive. The bright breakfast nook overlooks the backyard. A spacious primary bedroom gives you plenty of room to stretch out and relax – with tray ceilings, NEW soft carpet underfoot, and natural light. The primary bath make mornings feel easy and evenings feel like a spa night. Double vanities mean no sharing space, and there’s loads of storage for all the things. The oversized walk-in shower is sleek with marble-style tile, and the soaking tub is just waiting for bubbles. Closet envy! With built-in shelving, tons of hanging space, and room for shoes, hats, bins, and bags, you’ll finally have a spot for everything. 30x40 Insulated Shop with Covered Patio is a dream setup for hobbyists, mechanics, or anyone needing extra workspace or storage. Fully insulated, zoned air conditioning and equipped with two overhead doors (including one oversized), it’s ready for your projects, tools, and toys. Concrete drive, electricity, and plenty of space to spread out. With 4 bedrooms, 3 full baths, laundry with sink, folding counter and space for a fridge. Mudroom entry off garage for dropping bags etc. New roof less than one year old. MUST SEE for yourself - too many features to list !
Source: MLSOK #1181468
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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