4625 Eureka Ln Sanford, FL 32773
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About this home
Come and explore this beautifully upgraded corner-lot home in the gated community of Reagan Pointe! Built in 2018 by David Weekley Homes, this charming bungalow-style property offers 3 bedrooms, 2.5 bathrooms, 1,675 square feet, and a rear-entry 2-car garage. The fenced front garden area provides a welcoming space to relax outdoors, while inside, you’ll find thoughtful upgrades throughout. The first floor boasts low-maintenance tile flooring, a spacious living area, and a gourmet kitchen featuring upgraded light gray cabinetry with crown molding, quartz countertops, a shimmering backsplash, contemporary range hood, and a GE appliance package. The dining area is perfectly situated for everyday meals or entertaining. Upstairs, you’re greeted with a cozy loft leading you into the oversized primary suite which includes a decorative tray ceiling, walk-in closet, and a flexible sitting area ideal for a home office or reading nook. The en-suite bathroom offers dual sinks, quartz counters, and shower. Two additional bedrooms share a beautifully appointed full bathroom with a shower/tub combo and an elevated design that complements the kitchen. The laundry room, complete with extra cabinetry, is conveniently located upstairs near the bedrooms. As an end-unit home, this property enjoys an abundance of natural light from extra windows. Community amenities include a pool and playground, and you’ll love being just 5 minutes to Publix, 7 minutes to Sanford International Airport, 15 minutes to historic Downtown Sanford and a short ride away to I-4 for easy commuting whether you’re looking to escape to the beach or the theme parks.
Source: STELLAR #O6344390
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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