463 James Way Castroville, TX 78009
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About this home
OWNER FINANCE AVAILABLE!!! Welcome to 463 James Way, this exceptional 3,494 SF home is situated on a meticulously landscaped 1 acre lot that includes a 30K PERIMETER FENCE. As you step through the impressive DOUBLE 8' iron doors, you'll be captivated by the custom BARREL and TRAY ceilings that greet you with much character! For culinary enthusiasts, the chef's dream kitchen boasts a 48 inch 6 gas burners with griddle and two ovens, perfect for creating gourmet meals. The custom 10ft cabinetry with glass inserts is a feature that just makes you fall in love with the space! The grand primary bedroom suite is a true retreat, featuring his and her walk-in closets, separate vanities, a luxurious 8' glass enclosed shower with a rainfall shower head. Just imagine being able to unwind in your own private oasis! For pet lovers, the custom built dog bath/shower ensures your furry companions are pampered. As you exit the dog spa room, you enter the spacious game room with luxurious glass sliding doors that lead to an oversized backyard patio. Here is where the relaxation and entertainment begin. With a sprawling 1-acre yard, you'll find ample space for a pool addition, transform it into your own beach resort-like paradise! Don't miss out on this remarkable home, schedule your private showing today!
Source: SABOR #1776937
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.