4632 Pine Valley Dr Frisco, TX 75034
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About this home
Impeccably updated and an exceptionally rare find, this move-in-ready, 3,500 sf single-story custom home is situated on an oversized, elevated corner lot surrounded by mature trees and lush landscaping in the prestigious, guard-gated golf course community of Stonebriar Village. Custom iron double doors lead into interiors that have been tastefully refreshed w-neutral color palette, hand-scraped hardwood floors, plantation shutters, elegant millwork, and updated lighting. Walls of floor-to-ceiling windows flood the open floor plan w-natural light, seamlessly blending indoor living w-outdoor beauty. The remodeled gourmet kitchen shines w-marble countertops, designer backsplash, white cabinetry, and premium stainless steel appliances including LG Signature Series refrigerator, ovens, microwave, wine chiller, induction cooktop, new dishwasher and disposal, and opens to the inviting living room w-fireplace and light and bright breakfast nook. The private primary suite offers a tranquil sitting area and features split his-and-hers baths w-marble vanities, a jetted soaking tub, remodeled walk-in shower w-seamless glass, and spacious custom closets. Additional living areas include a formal study w-fireplace and sliding doors to a charming, covered morning porch and a flexible bonus room ideal as a media, game, second study, or craft space with board-on-board wall detailing. Outdoors, enjoy evenings under the pergola on the flagstone patio. This home has been extensively updated w-modern systems for comfort and efficiency, along w-significant exterior improvements including a Class IV impact-resistant roof, new skylight, gutters, garage doors, drainage, and refreshed landscaping. 4632 Pine Valley offers low-maintenance luxury in one of Frisco’s most coveted guard-gated golf communities just minutes from The Star, Legacy West, and world-class dining, shopping, and entertainment. VA loan at 2.5% (30-year term) is assumable by eligible veteran.
Source: NTREIS #21091079
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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