4633 Rustic Ridge Rd Valdosta, GA 31602
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About this home
THIS IS THE ONE....this Beautiful 4/2 home in Foxborough originally built by Dixon Taylor has been well maintained from the day it was completed. Foyer opens to spacious Dining Room and large family room with wood burning fireplace. The Kitchen is designed with Maple Cabinets, Granite tops, corner pantry, breakfast bar and Stainless Steel Appliances. Next we have The Master Bedroom with tray ceiling, two master closets and ALL NEW MASTER BATH featuring a NEW stand alone tub, NEW 6FT TILED & GLASS SHOWER with gold rain shower heads, New Vanity with 2 sinks, New Lighting and Mirrors. Just off the kitchen, french doors opens to large great room that is currently this home owners OVER SIZED MAN CAVE 19 x15. This space is perfect for entertaining any time of the year. You'll enjoy having the Master side of the home separate from the 3 spare bedrooms and hall bath on the left side. Additional features include: LVP flooring, Granite Counters, New Lighting, 6ft Privacy fence for the back yard, 22 x 20 Two Car Garage, lot size .37 AC, sprinkler system and gutters and Large Storage Shed that remains with the property. Come see all this Home has to offer TODAY!
Source: GAMLS #10605859
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.