46442 Hyatt Ct Drayden, MD 20630
Your savings
About this home
REDUCED 10K - SELLERS ARE MOTIVATED! Welcome to 46442 Hyatt Court in Porto Bello Estates! This huge colonial is situated on over 3 acres of woods and nestled back off the cul-de-sac so you and your family can enjoy the serene privacy of the mature trees. Upon arriving at the home, you will note the extensive stone landscaping which really adds to the lot's rustic woodsy feel. Entering into the home, you are greeted with bright wood flooring that flows throughout the main level which boasts an office, formal living/dining room, and den with gas fireplace. The den is open to the heart of the house, the kitchen with breakfast bar and family dining area. Stainless steel appliances, large solid wood cabinetry, desk area, and wine rack finish off this welcoming kitchen. The upper level offers three large bedrooms, spacious laundry room, and plenty storage throughout. The stately primary suite is truly an oasis which includes, a spacious primary’s bath with large soaking tub, separate shower, plenty of vanity space, separate water closet, and walk-in closet. There is a fully finished basement with gas fireplace, large full bath, plenty of storage, and more than enough space for all of your family and entertaining needs. The basement walks out to a nature lover’s paradise with exterior decking, stone patio, fire pit area, huge playset, and the surrounding acreage to explore and enjoy! Sellers have done a wonderful job maintaining this home and preparing it for its new owners. Updates include: 2019 & 2021 New HVAC (upstairs/downstairs) and has been maintained bi-annually; 2020 New roof, 30 yr. Architectural shingles; 2022 Septic pumped; 2023 new well pump and motor; 9/2025 Septic pumped; and driveway just sealed. Sellers have installed new carpet throughout over the last 5 years and there is a whole house generator for your peace of mind. You will not be disappointed. Contact me today to schedule your private showing
Source: BRIGHT #MDSM2026958
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.