4646 Crosby Buck Dr Indianapolis, IN 46237
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About this home
Nestled at 4646 Crosby Buck Dr, Indianapolis, IN, this home in Marion County presents an exceptional living experience. Imagine preparing culinary masterpieces in a kitchen designed for both functionality and aesthetic pleasure; the large kitchen island becomes a central gathering point, while the kitchen bar and peninsula offer additional seating and preparation space, all illuminated by the natural light streaming through the windows, showcasing the shaker cabinets and stone countertops, complemented by the convenience of a double oven and stovetop. The living room offers a space for relaxation and gathering, anchored by a fireplace that promises warmth and ambiance on cooler evenings. Retreat to a bathroom that provides a spa-like experience, featuring a walk-in shower and double vanity, offering both luxury and convenience. The primary bedroom provides an oasis of calm with its tray ceiling, adding an architectural detail that elevates the space. This residence offers five bedrooms and three full bathrooms, along with one half bathroom, thoughtfully distributed across two stories, providing ample space for comfortable living. An open floor plan creates an inviting atmosphere, encouraging effortless movement between spaces. Step outside onto the deck and envision enjoying the expansive 16335 square foot lot. With a living area encompassing 3301 square feet and built in 2017, this home is complete with a walk-in closet, offering significant storage. This 2017 residence promises a lifestyle of comfort and sophistication.
Source: MIBOR #22069391
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.