4648 W Avenue M10 Lancaster, CA 93536
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About this home
Nestled at the end of a cul de sac in Quartz Hill, this single story home delivers resort style living on approximately two thirds of an acre with four bedrooms and three bathrooms. Sunlit interiors with soaring ceilings and wood look floors flow from formal living and dining to a spacious family room with a fireplace. The kitchen features an island, abundant cabinetry, and a convenient built in desk with easy sightlines to the action. The private primary suite feels like a retreat with a generous bedroom, a bath with a soaking tub, a separate shower, dual sinks with a center vanity, and a large walk in closet. Everyday function shines with an inside laundry room and ceiling fans in every room. Outdoors, palm studded landscaping pairs low maintenance rock scaping with a covered patio for outdoor dining and a relaxing spa. A gated driveway leads to a detached two car garage and a charming detached workshop. Fully paved and gated RV access includes water and power hookups, and a massive two door cargo container handles serious storage. A large solar field at the back of the property helps power the home and supports efficient living. Close to local conveniences, Antelope Valley College, dining, and the 14 freeway.
Source: CRMLS #SR25244910
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.