4651 S Glacier Mesa, AZ 85212
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About this home
This stylish 3 bedroom, 2 bath corner unit is the perfect blend of modern comfort and thoughtful upgrades. Step inside to an open concept floor plan where natural light fills the living spaces. The gourmet kitchen showcases crisp white cabinetry, stainless steel appliances, subway tile backsplash, and an oversized island with seating that makes both everyday meals and entertaining a delight. The adjoining great room offers plenty of space to gather and flows seamlessly to a private balcony with neighborhood views. Electric blinds on the main living room windows add convenience, privacy and modern sophistication with the touch of a button. The primary suite is a retreat of its own, featuring a custom walk-in closet and an elegant en-suite bathroom with dual sinks and a walk-in shower. Spacious secondary bedrooms and a second full bath provide comfort for family or guests. Every detail throughout the home has been designed with both function and style in mind. The epoxy-coated garage adds durability and storage ease, while the built-in EV charger offers modern convenience. Refrigerator, washer, and dryer all convey, making this home truly move-in ready. As a corner unit, you'll enjoy added privacy along with direct access to a nearby community fire pit, perfect for relaxed evenings under the stars. Located in the award-winning Eastmark community, you'll have access to an array of resort-style amenities including neighborhood parks, a pool and splash pad, the Handlebar Diner, The Bus Stop recreation center, and countless community events that make Eastmark one of the most vibrant places to be at home in the Southeast Valley.
Source: ARMLS #6909337
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.