46544 90th St W Lancaster, CA 93536
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About this home
Welcome to this stunning home situated on a peaceful. As you step inside, you're greeted by a beautiful tiled entryway that leads to the open floor-plan kitchen, dining area, and family room. This Single Story offers an Award Winning Floor Plan Broadcasting High Ceilings, Crown Molding Throughout, Upgraded Ceiling Fans with/ LED Lighting, Cozy Carpet, & Large Tile Floors. The Glorious Gourmet Kitchen is Miraculously Open Featuring Plenty of Refinished Cabinetry, tailored with/ Soft-Close Hinges, Granite Countertops with/ Overhang & Large Center Island, Recessed Lighting, Walk-in Pantry, & Stainless Steel Appliances Including Broan Range Hood. Cozy family room, and an expansive living room centered around a striking modern fireplace. The home feels grand yet warm, offering an ideal balance for both everyday living and entertaining. 4 bedrooms/3 bath, including a big master bedroom. The master bedroom with a large sleeping area, a lounge area for your private activities, a big attached bathroom with a soaker tub-jacuzzi, double sinks, and a large walk-in shower. Master suite gifting Levolor accordia Top-Bottom Shades, Spacious Walk-in Closet. Step outside to a private backyard Oasis with a lush lawn, fruit trees, and a generous side yard, vineyards for weekend barbecues or peaceful mornings in the sun. Home offers the complete package of lifestyle, comfort. Custom-built estate on a 2-acre lot, Granting Private Access Through an Automatic Sliding Chain Link Fence. Grand Estate includes a fully paid 2 Solar panels, 10,000 Gallon Oversized Water Tank, siding shed & a pump house, and another shed. Don't miss the opportunity to own this rare gem that combines timeless design.
Source: CRMLS #SR25179262
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.