466 Brunswick Dr Davenport, FL 33837
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About this home
THIS HIGHLY-SOUGHT AFTER MONROE II FLOOR PLAN HAS IT ALL!! (And a PRICE ADJUSTMENT to SELL FAST!!) Dual Primary Suites in a single-story home with a 3-car garage on a full-fenced corner lot with almost 1/4-acre! This open plan has all three suites on opposite ends with the living, dining, and family areas being the focal points. The open kitchen is built for entertaining with multiple seating areas, Upgraded GE Profile® slate stainless steel appliances, 42" cabinets, and an abundance of counter space finished with beautifully stain-resistant, anti-microbial quartz countertops! Enjoy all of the conveniences of Smart-Home Technology, with Ruckus wi-fi, Alexa-enabled Lutron switches, and even control your Thermostat, garage doors, and door locks remotely, all with the ease of up to 5GBPS of fiber-optic internet. The Owners' Suite provides a welcome retreat, with high ceilings, sliding-glass doors to the lanai, his and hers closets, dual vanities, and a large walk-in shower and soaking tub. Once again, this home has a true 3-car garage so you can park your cars AND still have room for your golf cart! Yes, you can drive your golf cart around the Community to swim in one of your 2 heated pools, to work out in your state-of-the-art fitness center, or to enjoy a nice meal at the restaurant! (And of course, to get to the Michael Dasher-designed Championship golf course, or brush up on your swing with a bucket of balls at the Golf Academy!) All of this in the award-winning Community of Providence with 24-HOUR GUARDED SECURITY, lighted tennis and pickleball courts, fitness center, playground, heated olympic-style pool and resort-style pool with waterslides, and so much more! With low HOA and no CDD fees, and tons of amenities, it's no surprise Providence has won Best Community awards year after year. AND... ask how you can SAVE THOUSANDS with the fully assumable 2.625 rate mortgage!!! Not only is the location hard to beat, the spacious layout and incredible finance option make this home truly one-of-a-kind! Book an appointment today to make this home yours!
Source: STELLAR #O6349497
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.