466 Grant Ln Lavon, TX 75166
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About this home
Welcome HOME! This floor plan offers multiple flex spaces & some of the BEST STORAGE we have seen in a LONG time! There is a separate HOME OFFICE just off the front entry that can also be used as a formal dining area if you prefer. The modern style kitchen features ample granite counter space, plenty of cabinet storage space, a HUGE walk-in pantry, and a breakfast bar that’s perfect for casual meals and ENTERTAINING guests. Whether you're preparing dinner for your family or hosting friends, this kitchen is a wonderful space to gather. The primary suite on the main floor is a true RETREAT offering a peaceful escape from the hustle and bustle of daily life with a large walk-in closet and en-suite bathroom with dual sinks and a large walk-in shower. The secondary bedrooms are upstairs with a BIG game room that's perfect for keeping the noise and mess tucked away:) Two of the secondary bedrooms have HUGE walk-in closets, AND there is another HUGE WALK-IN CLOSET at the end of the hall! The large backyard has an extended patio with one side covered, and the other side is uncovered for those who enjoy soaking in the SUN. There is MORE than enough space for kids or fur babies to run and play as YOU RELAX on the porch with a sweet ice tea or a nice glass of wine. Nestled within the vibrant community of GRAND HERITAGE that boasts top-tier amenities, including two pools, kid splash pad, clubhouse, walking trails, 2 playgrounds, and a fitness center, just to name a few. Located minutes from Lavon Lake and surrounded by parks, shopping, dining, and top-rated schools, this HOME provides the perfect combination of small-town charm and modern convenience.
Source: NTREIS #21008608
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.