466 Woodgate Way Summerville, SC 29485
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About this home
Welcome to this beautiful home in the desirable ''Village'' of Summers Corner! Located just steps away from the vibrant community pool! No need for a golf cart ride to the pool! 4 beds, 3 full baths, detached garage, Additional features include the beauty & durability of Hardie Plank siding, and a tankless water heater. This gorgeous 2023 traditional Charleston style ''Pinckney'' features a downstairs guest bedroom, Full bath, open floor plan with lots of natural light that extends to the patio for easy indoor-outdoor entertaining. Well appointed Kitchen w/quartz countertops, large island and spacious pantry. Covered front & back porches. Head upstairs to find a cozy loft surrounded by 2 bedrooms, bath, laundry and the Large owner's suite, luxury En suite bath w/huge walk in closet.Don't miss the opportunity to walkthrough this spectacular home and its location! Make your appointment today! The Village section of Summers Corner offers exclusive access to the pool also shares access to scenic walking/jogging trails, Dog park, playgrounds, many green spaces, Summerville Performing Arts Center, The new Corner House Cafe and Buffalo Lake where you are able to launch kayaks or canoes, fishing, Fire Pits and ability to host gatherings all for your leisure and enjoyment. The Club/the Resort Style Pool amenity is currently under construction! Summers Corner is an award winning vibrant master planned community with plenty of charm, many amenities, Food Truck Wednesdays, and the Farmers market among many community events.
Source: CTAR #25024569
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.