4671 Pine Grove Ln Fort Worth, TX 76123
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About this home
Spacious 5 Bedroom Home with Solar Savings in Fort Worth! Welcome to this impressive 3,695 sq. ft. home offering 5 bedrooms, 4 baths, 2 offices, and 2 living areas, perfect for large families or those who love to entertain. Situated on a premium lot within walking distance to the elementary school, community pool, and amenity center, this property combines comfort and convenience in one exceptional package. The primary suite is located on the first floor, featuring a private ensuite bath with double sink vanity, garden tub and separate shower. The kitchen boasts granite countertops and opens to a spacious dining room ideal for gatherings. Flooring includes a mix of tile and carpet for style and durability. Outside, you’ll find a two car detached garage with a covered walkway, plus parking for up to six vehicles. Located in a well established Fort Worth neighborhood, this home also includes solar panels, which will be fully paid off at closing, offering long term energy savings and sustainability. A true win win for today’s buyer at a price that allows their own personal touch!
Source: NTREIS #21095296
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.