4676 Lovegrass Ln Crestview, FL 32539
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About this home
VA Assumable Loan @ 3.6%..Welcome to 4676 Lovegrass Lane, a meticulously cared for all brick home where comfort meets sophistication. This beautifully designed home offers serene lake views and a layout that blends everyday living with modern elegance. Entertaining is effortless with a brand-new deck, expansive outdoor space, and a heated and cooled Florida room that can be enjoyed year-round. Inside, a cozy gas fireplace, recessed lighting, and coffered and raised ceilings add style and warmth throughout the home. The spacious kitchen provides ample room for cooking and gathering, while a flexible bonus room/office adapts easily to your needs. The primary suite is a true retreat, complete with a spa-like ensuite featuring a jetted tub, separate shower, double vanity, and a large walk-in closet. Set on a generous lot with plenty of room for a pool, this property offers the space to create your dream backyard oasis. Ideally located, the home is just minutes from Duke Field, Eglin AFB, and the 7th Special Forces Group, as well as shopping, dining, and schools making it both convenient and desirable. 4676 Lovegrass Lane is more than just a home, it's a place to relax, gather, and enjoy the best of Florida living.
Source: EMERALDCOAST #984209
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.