4682 Bentley Pl Peachtree Corners, GA 30096
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About this home
3.5% Assumable Mortgage Available! Contact Listing Agent For Details! Traditional Brick Beauty in Bentley Place near Berkeley Lake in Peachtree Corners! Welcome to this charming Brick Home tucked on over half an acre in the tranquil and established Bentley Place neighborhood. From the moment you arrive, the Curb Appeal is Impeccable with a Large Grassy Front Yard, timeless brick fa ade, dark shutters, and a welcoming entry framed by mature trees and lush landscaping. Step inside to be greeted by Dark Hardwood Floors, Crown Molding, and a spacious entrance Foyer. To your left, a Formal Dining Room sets the stage for hosting and memory-making, leading seamlessly into the Chef's Kitchen complete with Granite Countertops, White Cabinets with open shelving, Stainless Steel Appliances, and a Breakfast Nook Wrapped in Windows with peaceful views of the Backyard. The heart of the home is the Fireside Family Room, featuring an Elegant White Mantel and Custom Built-Ins. The main level also offers a dedicated Home Office or Flex Space, Laundry Room, and convenient Powder Room. Upstairs, retreat to the expansive Primary Suite with a Walk-In Closet and En-Suite Bathroom boasting a Soaking Tub, Double Vanity, and separate Glass Shower. Three Additional Bedrooms share an updated Full Bath with a stone vanity and stylish tile finishes. The Daylight Terrace Level provides Two Versatile Bonus Spaces perfect for a Gym, Playroom, Media Room, or Second Office. Outdoors, a Spacious Deck overlooks the large, private backyard with a balance of wooded privacy and grassy play areas, ideal for relaxation or entertaining. Shaded by mature hickory trees, the backyard offers seasonal nut harvests and a beautiful natural backdrop featuring hummingbirds, deer, turtles, squirrels, and chipmunks. A Two-Car Garage completes this wonderful home. Located in the sought-after Berkeley Lake Elementary district, just minutes from The Forum on Peachtree Parkway, Golf, the Chattahoochee, and quick access to I-285 and I-85, this home blends Classic Charm with Modern Convenience in a serene yet accessible location.
Source: GAMLS #10602102
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.