469 Devitt Ave Campbell, OH 44405
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About this home
Welcome to 469 Devitt Avenue in Campbell, a charming Cape Cod offering a blend of character and modern updates throughout. This well-maintained home features three bedrooms and two full baths with a comfortable and functional layout, including a first-floor bedroom and two additional bedrooms on the second level. The living room offers great natural light, and the large family room with built-ins provides additional living and entertaining space. The eat-in kitchen features classic oak cabinetry and offers plenty of storage and workspace. Major updates provide peace of mind, including updated electrical, a new roof in 2023, a new furnace in 2025, and a 2020 hot water tank. The full basement can be accessed directly from inside the home or through the attached garage, offering flexibility, storage, and potential for future finishing. Outside, you’ll find a partially fenced-in backyard that provides a nice balance of privacy and openness, ideal for outdoor enjoyment and everyday use. The two-car attached garage and manageable lot add convenience to daily living. Located in a convenient Campbell location close to local amenities, this home is move-in ready with important improvements already completed for the next owner to enjoy. Schedule a showing to see your new home!
Source: MLSNOW #5169109
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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