469 Plantation Dr Winder, GA 30680
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About this home
Welcome to 469 Plantation Drive — a beautifully maintained ranch-style home offering comfort, privacy, and convenience with no HOA! This inviting 3-bedroom, 1.5-bath home is truly move-in ready, featuring a newer roof, HVAC system, hot water heater, and appliances for peace of mind. The partially finished basement adds flexible space for a gym, hobby room, or recreation area—perfect for today’s lifestyle. You’ll appreciate the attached carport for easy everyday parking, plus an additional detached carport/workshop with storage that’s ideal for tools, projects, or extra vehicles. With ample parking space, there’s plenty of room for guests, RVs, or boats. Enjoy the best of both worlds—quiet country living with the convenience of nearby amenities. Located just 30 minutes from Athens, this property is close to shops, dining, and parks, including Fort Yargo State Park. Close proximity to elementary, middle, and high schools, all within about a mile. A rare bonus: the Georgia Power Tower on the property qualifies for annual tax benefits, adding even more value. If you’re looking for a move-in ready home with updates, space, and no HOA, this one checks every box. Schedule your showing today and discover all that 469 Plantation Drive has to offer!
Source: FMLS #7667294
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45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.