47 S Wynstone Dr North Barrington, IL 60010
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About this home
This magnificent all-brick estate rests on a prime 1.2-acre cul-de-sac lot in prestigious Wynstone, a premier gated golf course community. Designed for modern living, it is surrounded by serene wooded views and showcases an open, light-filled floor plan with 10-foot ceilings, expansive windows, and beautifully crafted details throughout. A grand two-story foyer sets the stage with sightlines to the dramatic great room and is flanked by a formal living room and elegant dining room with butler's pantry-ideal for entertaining. The great room impresses with soaring ceilings, a fireplace, and sweeping wooded vistas, while the gourmet kitchen features granite countertops, high-end appliances, walk-in pantry, breakfast bar, and a sunny breakfast room with French doors opening to the deck and gazebo-ideal for alfresco dining or evening cocktails. Two versatile offices provide flexible options for work or relaxation. A spacious mud/laundry room with custom built-ins connects to the heated four-car garage, while two powder rooms complete the main level. Upstairs, a loft landing overlooks both the entry and great room. The primary suite is a luxurious retreat with a sitting area, spa-like bath, and expansive walk-in closet with dual islands. Three additional bedrooms, each with walk-in closets and private ensuite baths, provide comfort and privacy for family and guests. The finished lower level is designed for entertaining with a sprawling rec room with fireplace, billiards area, wet bar, full bath and even a removable stage. A versatile game room with mini-sports court and a fitness room with deck access leading to an outdoor hot tub add to the impressive list of amenities. Additional highlights include a new DaVinci faux shake roof (2023), newer driveway & HVAC systems, dual decks connected by a stone path, exterior landscape lighting, and meticulous maintenance inside and out. Enjoy the resort lifestyle of Wynstone, featuring a Jack Nicklaus-designed golf course, tennis, clubhouse, and 24-hour security-all within the award-winning Barrington School District and close to shopping, dining, and conveniences. An exceptional offering in one of the area's most coveted communities.
Source: MRED #12443471
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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