470 Oak Dr Atlanta, GA 30354
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About this home
Welcome to 470 Oak Drive, a thoughtfully updated 1920 home that perfectly blends timeless character with modern comfort. Nestled on a generous quarter-acre lot in the heart of historic Hapeville, this property offers space to live, gather, and grow with the rare bonus of a detached two-car garage. Inside, the home opens into an inviting, light-filled living space with an open-concept flow that makes everyday living and entertaining effortless. The kitchen, dining, and living areas connect seamlessly, while updated bathrooms feature oversized, walk-in showers designed with comfort and style in mind. Every room reflects a balance of historic charm and practical updates, giving the home a warmth that feels both established and fresh. Step outside to enjoy a generous yard—ideal for gardening, play, or relaxing evenings under the trees. The detached garage provides secure parking, storage, or workshop potential, all without compromising the outdoor living space. Location is where this property truly shines. Just minutes from Downtown Hapeville, you can stroll to Jess Lucas Y-Teen Park for concerts and community events or visit Cofield Park for trails and playgrounds. The Porsche Experience Center and North American headquarters are right up the road, adding unique energy and opportunity to the neighborhood. For travelers and professionals, Hartsfield-Jackson Atlanta International Airport is less than ten minutes away, and Downtown Atlanta is only about nine miles north, keeping the entire metro area within easy reach. 470 Oak Drive combines the history and charm of a 1920 home with modern updates, generous space, and a location that connects you to everything Atlanta has to offer.
Source: FMLS #7641126
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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