4701 Cabretta Dr Moseley, VA 23120
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About this home
Welcome to this stunning residence, a perfect blend of elegance and functionality! Nestled on a beautifully landscaped corner lot, this home offers 5 bedrooms and 3.5 baths, making it ideal for families or anyone needing extra space. As you approach, you’ll be greeted by the attractive vinyl siding and vinyl windows, ensuring low maintenance and energy efficiency. Step inside to discover a freshly painted interior that exudes warmth and style. The main living areas feature hardwood floors, leading to a large family room enhanced with custom molding and freshly carpeted, providing a cozy space for gatherings. The heart of the home is the spacious kitchen, boasting hardwood floors, elegant granite countertops, and modern stainless steel appliances. This kitchen is perfect for culinary enthusiasts and family meals alike. Retreat to the huge primary bedroom, featuring custom molding, double closets, and a beautiful en-suite bath that provides a serene escape. The utility/laundry room conveniently located on the second floor adds to the home's practicality. Venture up to the 3rd floor, where you’ll find the finished 5th bedroom, complete with a massive walk-in closet and its own en-suite bath—perfect for guests or an au pair. Outside, enjoy the stamped concrete patio, ideal for outdoor entertaining, and the full irrigation system that keeps your landscaping lush and vibrant. The double-width concrete driveway leads to a 2-car attached garage, providing ample parking and storage. This home also features updated bathrooms and custom built-ins and molding throughout, enhancing its charm and character. With a 30-year dimensional shingled roof, you can enjoy peace of mind for years to come. Don’t miss the opportunity to make this exceptional property your own! Schedule a showing today and experience the perfect blend of comfort and sophistication this home has to offer.
Source: CENTRALVIRGINIA #2529237
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.