4702 Corsage Dr Lutz, FL 33558
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About this home
Welcome to Traditions at VillaRosa! Come live the maintenance free lifestyle in Lutz in this 2 bedroom 2 bath home with a large office that could be used as a third bedroom! Like to entertain? You'll love the OPEN LAYOUT of this home as it flows seamlessly from the foyer into the dining area and large family room that's open to the kitchen. You can move right in worry-free as the owner has taken care of the big ticket items including the ROOF, WATER HEATER AND AC in 2024. A NEW ELECTRICAL PANEL was installed January of 2025 complete with an added surge protection system at the panel and another one at AC compressor. Another designated breaker was added so new owners can hook up a hot tub, if desired. The owner also purchased a complete appliance package for the kitchen 2024! The washer and dryer were replaced in 2023. Enjoy the cool breeze! With your new retractable screen door you can open your front door and let the fresh air in while keeping the bugs out. The community pool - for Traditions residents only - is right outside your door and you can use the additional VillaRosa parks! The primary bedroom has 2 walk in closets and dual sinks in the bathroom along with a shower and tub. The large office could be used as a 3rd BEDROOM if needed. Wind down your day on the screened lanai that has recently-added pavers. You can take it easy on the weekends because your HOA fee includes lawn care, edging, irrigation maintenance, tree trimming and periodic exterior painting!
Source: STELLAR #TB8360949
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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