4712 Squaw Valley Ct Glen Allen, VA 23060
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About this home
Find the perfect balance of comfort & versatility in this Glen Allen home that has only known one owner! Nestled on a quiet cul-de-sac, this 5 bedroom, 3.5 bath residence offers a thoughtful layout designed to carry you through multiple phases of life & family. From the moment you enter, refinished hardwood floors flow throughout the living areas & bedrooms, creating a sense of warmth & continuity. The vaulted living room makes a lasting impression with its soaring cathedral ceiling. The dining room shines with a chandelier & sliding doors that open to outdoor living, making it the ideal spot for family dinners or weekend entertaining. The kitchen boasts recessed lighting, a chandelier, an eat-in area, and a pantry that helps keep daily life organized. The family room is next, featuring a cozy fireplace. The 1st floor primary suite is complete with a walk-in closet & a private bath showcasing a walk-in shower, perfect for an in-law suite or multigenerational living. Nearby, a versatile office with an oversized closet offers the perfect space for working from home, creative hobbies, or even serving as an additional bedroom. Upstairs, a 2nd primary suite creates a restful retreat with its own walk-in closet & ensuite bath. Three more bedrooms, and ample closet space, provide room for family or flexible use. One bedroom even features walk-up attic access for added storage. A dedicated walk-in laundry room with built-in shelving is tucked among the bedrooms, saving time & effort by keeping laundry where it’s most needed. The attached 2 car garage features direct entry to the foyer and office and an oversized door that was custom built & ideal for a full sized RV. Set in desirable Glen Allen, this home offers the peace of cul-de-sac living while remaining close to shopping, dining, and all that Innsbrook & Short Pump have to offer. Whether relaxing on the deck, gathering around the fireplace, or simply enjoying the ease of its smart layout, this home is designed to fit your lifestyle. Schedule your private tour today!
Source: CENTRALVIRGINIA #2524203
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.