4720 Homelands Way Fort Worth, TX 76135
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About this home
Absolutely Stunning, Fully Renovated Home with Unmatched Features! Welcome to 4720 Homelands Way in Fort Worth, a sophisticated residence completely updated and move-in ready. Experience unparalleled modern luxury in the highly desirable 76135 zip code. This home is a design dream featuring no carpet—only beautiful, low-maintenance vinyl plank and tile flooring throughout. The open-concept living and kitchen area is perfect for modern life and seamless entertaining. The gourmet kitchen is a showpiece, fully equipped with new GE Cafe Appliances, custom cabinets, and gorgeous granite countertops and backsplash. Enjoy your morning coffee at the charming window seat in the kitchen eatery. The flexible floorplan includes 4 spacious bedrooms plus a dedicated office with double closets (easily serving as a 5th bedroom). Relax and unwind in the luxurious bathrooms: The primary en-suite offers a true spa experience with upgraded custom cabinets and granite countertops, a stylish stand-up shower, and a relaxing soaking tub. The secondary bathroom is also updated with new custom cabinets and granite countertops. A unique and modern touch: both bathrooms feature bidets. Every detail has been addressed, including all new light fixtures and ceiling fans, a separate laundry room, and new front and back doors. The exterior boasts an extended driveway for ample parking and is pre-wired for the future with a dedicated EV charger! Enjoy peace of mind year-round with a whole-house generator that automatically activates during power outages. This is a turn-key opportunity for luxury living—don't miss it!
Source: NTREIS #21091835
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.