4727 15th St NW Canton, OH 44708
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About this home
Welcome to 4727 15th St NW, a truly charming brick ranch tucked away in the highly desirable Perry Local School District. This home has been lovingly maintained and thoughtfully updated, offering a mix of comfort, character, and convenience that’s hard to find. As you step inside, you’ll immediately notice how well the floor plan flows. The main living area feels bright and open, with new flooring that gives the space a clean, modern look while keeping a warm, welcoming feel. The layout naturally connects the living room, kitchen, and dining area, making it perfect for everyday living and easy entertaining. One of the standout features of this home is the large family room addition off the back. This space adds so much versatility—it’s the perfect spot for movie nights, gatherings, or simply relaxing after a long day. From here, a walk-out door leads right to the backyard, giving you an easy transition from indoor to outdoor living. Whether you enjoy summer cookouts, gardening, or just a quiet morning coffee outside, this yard is ready to be enjoyed. Downstairs, you’ll find a clean, functional basement that adds even more usable space. There’s a full bathroom with an updated shower, perfect for guests or for use as a second living area, workout space, or hobby room. Other updates and features include an attached 2-car garage for convenience, a roof replaced in 2018, and solid brick construction that gives the home timeless curb appeal and lasting durability. Located in a quiet neighborhood but still close to everything Perry has to offer—schools, parks, restaurants, and shopping—this home checks all the right boxes. It’s move-in ready, well cared for, and waiting for its next owner to make it their own. Don’t miss your chance to see this one in person. Homes like this in Perry don’t last long!
Source: MLSNOW #5162961
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.