475 E Wisconsin Ave Orange City, FL 32763
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About this home
PRICE REDUCED FOR IMMEDIATE SALE! PRICED WELL BELOW APPRAISED VALUE! No Homeowners Association (HOA)! Enjoy complete freedom and flexibility with this stunning Orange City estate, offering nearly one acre of private wooded surroundings and over 4,200 square feet of beautifully renovated living space. Featuring 5 bedrooms, 4.5 bathrooms, including three en-suites and an additional flex room, this spacious home is designed for comfort, style, and multi-generational living. A charming paver walkway leads to the grand entrance, where you'll find luxury vinyl plank and tile flooring throughout. The inviting living area centers around a real wood-burning fireplace with striking stone and coquina detailing, adding warmth and elegance to the heart of the home. The chef's kitchen impresses with granite countertops with a waterfall edge, solid wood cabinetry, soft-close drawers, GE appliances, and a thoughtfully designed layout perfect for entertaining. Upstairs, enjoy additional living space and two full bathroomsideal for guests or extended family. Each bathroom has been beautifully updated with quartz countertops, designer fixtures, and modern shower panels. The home also features fresh interior wall and ceiling textures, new sliding doors, and updated baseboards for a refined finish. Enjoy peace of mind with major updates including an intense color, Owens Corning Aged Copper ROOF IN 2022 (35 Year Architectural Shingles, Class 4 impact resistant design, known for premium high performance coverage & extended life!) two recently serviced A/C units, and brand-new hurricane-rated windows for comfort and energy efficiency. Outside, a massive circular driveway provides ample parking for your RV, boat, or guests. The oversized two-car garage features epoxy floors, and the outdoor shower is perfect for pets or post-beach cleanups. The huge backyard offers plenty of room to add a pool, while the rear porch renovation is nearly completeideal for relaxing and entertaining year-round. Surrounded by mature trees and natural beauty, this exceptional property combines privacy, craftsmanship, and modern updates in a truly unique setting. Freshly painted inside and out! Don't miss this rare opportunity to own a one-of-a-kind estate in Central Floridaschedule your private tour today!
Source: STELLAR #FC311394
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.