47587 Comer Sq Sterling, VA 20165
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About this home
Don’t miss this stunning end-unit townhome in the sought-after Lowes Island community! The main level welcomes you with cherry hardwood floors, a gourmet kitchen with granite countertops, stainless steel appliances, and a bay window, plus a bright dining room and spacious living room that opens to the deck. A custom stone fireplace creates a warm focal point for entertaining or relaxing. Upstairs, all three bedrooms feature vaulted ceilings, with the primary suite offering a beautifully updated bathroom and a custom walk-in closet with built-ins. The walkout lower level adds even more living space with a large rec room, bedroom, full bath, and access to the fenced backyard with upper and lower decks. The backyard feels private and backs to trees—perfect for outdoor gatherings. Enjoy the unmatched amenities of Lowes Island at Cascades, including, amenities include 5 Community Centers, 5 Swimming Pools (one has designated hours exclusively for lap lane swimming), 15 Tennis Courts, 8 Pickleball Courts, 10 Multipurpose Courts, 25 Tot Lots, a Bocce Court and a Soccer Field and nearby shops and restaurants just minutes away. Riverfront access to the Potomac River along with a boat launch, 18 hole golf course, mini golf, rental cabins, and a picnic area are all available at Algonkian Regional Park.
Source: BRIGHT #VALO2107772
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.