477 Bank Way Crowley, TX 76036
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About this home
Buyer gets $10,000 towards closing. Welcome to 477 Bank Way in Crowley Texas, a stylishly spacious single family home offering 4 bedrooms, 2 and half bathrooms, and nearly 2,300 square feet across two levels. Set on a generous corner lot in the quiet Creekside community, the property features an open floor concept that effortlessly connects living, dining, and kitchen area. enjoy access to a well-maintained neighborhood surrounded by Crowley ISD schools. Built in 2019, this house is ready for your creative vision, from flooring to finishes. highlights : *Brand new roof, *Open-concept floor plan: provides ample space for entertaining, with a well appointed kitchen that flows seamlessly into the family room, creating a welcoming environment for everyday living. *Four generously Sized Bedrooms. *Modern Kitchen: The kitchen comes with a large island, perfect for preparing meals or enjoying a casual breakfast. *Flexible Living Spaces: The home includes a formal dining room and a large family room, giving you flexibility to arrange the space to suit your needs *Master Suite: The large master bedroom offers a peaceful sanctuary with a private ensuite bath, separate shower. *Generous Yard: The property sits on a spacious 0.25-acre lot, offering room for outdoor activities, gardening, or simply enjoying the beautiful Texas weather. *Two-Car Garage: For convenient parking and additional storage options. *Convenient Access to Major Roads: Located just minutes from local schools and major highways, you'll enjoy quick access to Fort Worth and all its amenities. *Investment Potential: *School District: Located within Crowley ISD. Nearby schools serving the neighborhood include Bess Race Elementary, Richard Allie Middle, and Crowley High School all within walking or short commuting distance This charming home at 477 Bank Road combines the best of suburban living with the convenience of modern amenities. Don’t miss the chance to make this beautiful property yours!
Source: NTREIS #21022586
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.