477 Cardinal Ct Kissimmee, FL 34759
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About this home
Step into this beautiful 4-bedroom, 2.5-bathroom where modern comfort meets convenient living. The spacious 2,404 square feet flows naturally from room to room, creating the perfect backdrop for daily life and special gatherings. Each bedroom offers generous space, while the three full bathrooms ensure everyone has their own retreat. What truly sets this home apart is its incredible location in the heart of Central Florida's excitement. You're just minutes away from the magic of Disney World and Universal Studios, making every day feel like a vacation. The nearby Kissimmee Lakefront Park offers beautiful walking trails and weekend farmers markets, while Old Town provides family entertainment and classic car shows. Shopping couldn't be more convenient with The Loop shopping center and Osceola Square Mall both within easy reach. For everyday needs, Publix, Walmart, and Target are all nearby. Dining options abound from casual family spots to upscale restaurants along the tourist corridor. Parents will appreciate being in the Osceola County School District, with several highly rated elementary and middle schools serving the area. The community is also benefiting from ongoing infrastructure improvements, including road widening projects that will enhance traffic flow and new commercial developments planned for the surrounding area. For commuters, major highways like I-4, Highway 192, and the 417 are easily accessible, connecting you to Orlando, Tampa, and beyond. The proximity to Orlando International Airport makes travel simple, whether for business or those weekend getaways. This home represents the perfect blend of suburban tranquility and urban convenience. Built in 2021, you'll enjoy contemporary features and the peace of mind that comes with newer construction. The attached garage provides secure parking, while the private outdoor space gives you room to relax and entertain. The Central Florida lifestyle is calling – answer with confidence knowing you've found a home that combines comfort, convenience, and endless possibilities for recreation and relaxation.
Source: STELLAR #O6339059
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.