4777 Liberty Rd Delaware, OH 43015
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About this home
Here is a totally updated home from top to bottom just about every inch of your future home has been updated, upgraded, remodeled and renovated. You'll appreciate the attention to detail from the Master Craftsmen who loving brought this home up to today's standards. . . In fact you could say this home is better built than many of today's new builds. Fresh and clean with plenty of room you'll appreciate the wide open kitchen with quart counters, tons of cabinet space and the large center island kitchen perfect for family or friend get togethers. With 3 bedrooms and 2 full baths and all new flooring throughout you absolutely love the easy care it will take to keep everything in order. Downstairs is a full basement for a ton of storage or can be easily finished for the perfect man cave, craft room or a place for the kids. Outside is space galore with a freshly graveled drive, large deck for entertaining and a fenced in area for the pets. You'll enjoy the peaceful tranquility of the pond with deck and the huge barn that will accommodate your extra cars, storage of any sort or could easily become a kids playhouse or just about anything you can think of. And for those of you with electric cars, an electric car charger outlet has already been installed in the garage. Just about 10 minutes North of downtown Powell or about 10 minutes South of Delaware you'll have plenty of options for restaurants, groceries and shopping. Give your agent a call today to schedule your personal showing.
Source: COLUMBUSOH #225015065
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.