4777 Summit Hills Way Tucker, GA 30084
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About this home
Welcome to this beautifully updated 4-sided brick ranch on a corner lot in a quiet neighborhood, just minutes from the I-85 interstate, I-285 & Lilburn. This spacious 3-bedroom, 3-bath home offers endless versatility! Owners suite is on the main level with a private bath, customized with a frameless shower door, custom tiled shower and equipped with body sprays and overhead shower head! The main floor features an open concept with beautiful original oak wood flooring, a spacious family room open to the updated kitchen, plus separate dining for additional gathering space. The kitchen is well designed with plenty of cabinet space including a butler pantry with additional upright freezer and undercounter refrigerator & storage; generous solid-surface counters, and modern appliances, making it both functional and inviting. Also this homes boasts a full-size laundry room on the main with overhead cabinetry for your convenience. The basement level has a large recreation space ideal for a fitness center or recreation room! The basement also boasts a large storage room, full bath with a shower, and a potential 4th bedroom and an art room or crafting space! Giving flexibility for guests, extended family, or a private retreat. It also offers quick access to the fenced backyard and pool area. Outdoors, enjoy a level fenced backyard with lighting all around the fence, patio steps, pool deck and cabana area. The covered cabana features ceiling fans and surround sound capability and overlooks the inviting in-ground pool. This retreat is perfect for entertaining, relaxing, or simply enjoying time at home. The backyard storage shed, enclosed parking and additional storage are an added bonus. Recent updates include a newer roof & covered gutters (2024), HVAC, and gas water heater, new fence, solar heating cover for the pool (2025) and camera/security system, giving peace of mind for years to come. This home has space for everyone and a layout that works for today’s lifestyle. Welcome home!
Source: FMLS #7638420
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.