47800 Madison St Unit 79 Unit 79 Indio, CA 92201
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About this home
Stylish Desert Oasis with Modern Upgrades & Exceptional Outdoor Living!Discover the perfect blend of comfort, style, and functionality in this beautifully updated 2-bedroom, 2-bath home nestled in the heart of Sunnyside Estates. Move-in ready and thoughtfully designed, this charming desert retreat welcomes you with a bright, open-concept layout featuring luxury vinyl plank flooring, a soothing neutral palette, and seamless indoor-outdoor flow.The remodeled kitchen is a chef's delight, showcasing granite countertops, a spacious island with bar seating, sleek cabinetry, stainless steel appliances, and premium finishes. The primary suite offers direct access to the backyard through sliding glass doors--ideal for enjoying morning coffee or peaceful sunset views. Both bedrooms offer ample space and natural light, and the bathrooms are tastefully appointed with modern touches. Step outside to your private backyard oasis, complete with a large covered patio, low-maintenance artificial turf, and multiple seating areas perfect for entertaining guests or relaxing under the desert sky.Pet lovers will appreciate the custom dog run featuring a shaded area and direct access to the home--comfort and convenience for your furry companions.Located within the gated Sunnyside Estates community, residents enjoy a low HOA and access to top-tier amenities including a sparkling pool and spa, clubhouse, pickleball, tennis and basketball courts, and scenic picnic areas. Just minutes from the iconic Empire Polo Club--home to Coachella and Stagecoach--and surrounded by endless shopping, dining, and entertainment options.This delightful home offers an easygoing, low-maintenance lifestyle with all the perks of desert living. Don't miss your chance to own a stylish sanctuary in one of the area's most desirable communities.
Source: CRMLS #219136810DA
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.