4781 Highside Way Smyrna, GA 30082
Your savings
About this home
Gorgeous, feels-like-new townhome in ideal Smyrna location. South facing, four bedrooms, three and a half baths built in 2019 with so much natural light you'll see why these sellers have so many thriving plants in the home. This home is a place to thrive. Main level features a wonderful, open layout with a large kitchen island as the center of activity and tons of cabinet space so you can feel organized from day one. There is so much light from the rear deck windows and the family room windows you will never feel you need to turn on the lights. Family room space and dining room space is on either side of the kitchen with a pretty fireplace that turns on at the flip of a switch, and a hearth room on either side for extra storage. The rear deck will become one of your favorite places - be sure to look for the sunset in the photos! Upstairs you'll find a spacious primary suite with huge windows you'll only want to cover to sleep, a large bathroom with double vanity and huge walk-in shower. The walk-in closet is perfectly set up for you to move right in. Additional bedrooms make great sleeping, exercise or work spaces with nicely sized closets. The laundry room is conveniently located on the upper level. On the lower level is another bedroom, full bath, nice entry space and a large drop-zone space inside from the garage. The garage is oversized with plenty of space for storage, or workshop-type activities. Thermostats individually control each floor for comfort. Easy care floors so you can do life without worry. This home is ideally located for fun outdoor activities. Steps from the Silver Comet, easy access to tons of parks and recreation areas including city parks, the city pool and the Chattahoochee National Parks. Walkable to Publix, Sprouts and several restaurants. Close to shoppes in the West Village, the Smyrna Market Village and Cumberland Mall. Easy access to The Battery to catch all the games. Easy access to 285 and I-75, quick trip to Hartsfield make this a time saving location for you to have the best life. Veteran buyers can assume the low rate VA loan.
Source: FMLS #7639105
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.