479 Cidermill Pl Lake Mary, FL 32746
Your savings
About this home
BRAND NEW ROOF 8/2025!!! Welcome to your own slice of paradise in Lake Mary! This stunning 2-bedroom, 2.5-bathroom pool home offers 1,412 sq ft of thoughtfully designed living space, starting with a spacious two-car garage and a beautifully manicured front lawn that offers immediate curb appeal. Step inside and you'll be greeted by soaring ceilings and large windows that bathe the foyer and living room in natural light, creating an airy and inviting ambiance. The dining room seamlessly connects the living area and the kitchen, making it ideal for entertaining. The kitchen boasts modern stainless steel appliances, abundant counter space, and a layout that makes prepping meals of any size a breeze. A convenient half bathroom downstairs adds privacy and practicality when hosting guests. Upstairs, both bedrooms offer generous storage, bright natural light, and comfortable living space. The primary suite is a true retreat with an en suite bathroom, dedicated vanity area, and a spacious walk-in closet with built-in shelving for optimal organization. But the real showstopper is out back—your own resort-style pool and spa await! The large patio and fenced-in backyard provides the perfect setting for soaking up the sun, dining al fresco, or simply relaxing poolside. You can have peace of mind knowing this home is truly cared for with interior paint being touched up very recently, and interior upgrades such as updated lighting fixtures (2022), new electrical switches and a new garbage disposal. Located just minutes from I-4 and the 417, this home offers unbeatable access to all of Central Florida, including downtown Sanford’s vibrant lakefront scene and the Orlando Sanford Airport. With top-rated schools, shopping, dining, and entertainment all nearby, this home truly has it all. Don’t miss your chance, schedule your private showing today!
Source: STELLAR #O6305055
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.